Discipline. Stewardship. Confidence.
Personalized financial planning and wealth management built around your life
—not products.
Ranch Capital Advisors is a Sarasota-based fiduciary financial advisory firm led by Certified Financial Planner™ professionals. We provide comprehensive wealth management, financial planning, and investment advisory services for business owners, professionals, and retirees across Sarasota, Lakewood Ranch, Bradenton, and clients nationwide.
Family Office Services:
A Smart Approach to Managing Wealth
The Power of the
Virtual Family Office
A modern approach to family office wealth management. Our Virtual Family Office (VFO) model brings together tax, investment, insurance, banking, real estate, and estate planning professionals under one coordinated effort.
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Reduce financial stress and save time utilizing cutting edge technology.
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Intended to help align individual financial decisions with your "big picture" goals.
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Gain confidence and clarity with a single point of contact.
How We Work With You
Our Planning Process
Every client journey begins with a comprehensive financial plan built around your goals, risks, and values. We utilize the latest technology to help get your financial life organized and in sync.
Our Investment Philosophy
We manage all portfolios in-house by our investment team. Our strategies are risk-managed, dividend-focused, and both tax and fee-conscious. With a range of model portfolios to choose from, we align each investment approach with your specific objectives.*Assets are custodied at Fidelity Investments.
Transparent Pricing
As fiduciaries, we charge a flat, tiered advisory fee with no hidden costs or commissions. You’ll have clear information about what you're paying and the services you're receiving in return. Our fee includes comprehensive planning, ongoing advice, portfolio management, and direct access to a dedicated team of advisors at your service.
Annual Fee Schedule for Assets Under Management:
$0-$500,000: 1.5%
$500,001-$1,000,000: 1.00%
$1,000,001–$5,000,000: 0.85%
Over $5,000,000: 0.65%
We charge an annual advisory fee based on the assets we manage for you. This fee is billed and deducted from your account quarterly in advance at one-quarter of the annual rate.
Model portfolios are provided for illustrative purposes only, are not a recommendation to buy or sell any security, and actual client allocations and results may differ based on individual objectives, restrictions, timing, and market conditions.
Thinking About A Change?
It starts with a conversation. No sales pitches.
Just real answers to your biggest questions.
1
Introductory Call
(30 Minutes)
A relaxed conversation to get to know each other.
We’ll talk about what’s important to you, answer your initial questions, and see whether our approach aligns with what you’re looking for. No pressure — just a chance to connect and decide if it makes sense to continue the conversation.
2
Discovery Meeting
(60 Minutes)
We will take a deeper look at your financial picture.
We’ll take time to understand your full financial landscape, your goals, and what matters most to you. From there, we’ll outline how we might help, and what working together could look like. Complete transparency and clear communication.
3
Decide Together
If we’re a good fit, we’ll map out clear next steps and a thoughtful path forward. If not, you’ll still walk away with greater clarity, helpful perspective, and ideas you can use moving ahead with confidence. Our goal is to provide helpful perspective and actionable next steps so clients leave with greater clarity.
Who We Are
Ranch Capital is a team of dedicated financial professionals committed to simplifying and enhancing your wealth journey. With decades of experience, our team has experience serving clients with complex financial needs
We work best with clients who:
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Value financial planning and tax strategy as much as investment performance.
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Expect real ongoing communication and partnership —not a once-a-year meeting.
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Have outgrown one-size-fits-all advice and need integrated, team-based solutions.
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Appreciate faith-based principles guiding both planning and life decisions.
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